January 18, 2010 will kick off the Just file it! program for the 2009 tax season. In past years, this program has helped thousands of Michigan residents file their taxes for free and take advantage of the state and federal earned-income tax credit (EITC). Last year 5,425 Michigan filers received more than $10 million in tax refunds and credits.
Michigan residents miss out on millions of dollars in tax refunds and credits every year, and Just file it! serves those who need these funds the most. The program is one of many initiatives non-profit credit unions have spearheaded to better serve their members.
The Just file it! program is available to anyone in need of tax services no matter what their income level. All that is required to use the Just file it! program is a computer, Internet access, a Web browser and a printer. The program uses a free, Web-based software program, posing questions to users and offering assistance via online chats. It is offered in English and Spanish.
Identity theft is a billion dollar business for thieves and a billion dollar loss for the consumer. Recent changes in federal regulations under the Fair and Accurate Credit Transactions Act (FACTA) now require that financial institutions put in place additional measures to safeguard your account.
As we undertake additional security measures to safeguard your accounts, we also want to add additional value to our relationship. Therefore, we have partnered with a professional identify theft recovery service, IDSafeChoice. This service will cover both financial and non-financial fraud that you may experience. In addition, these benefits are extended to all named accountholders and 3 generations of your family, including your spouse, children, and parents (see complete terms below).
Beginning October 1, 2009, professional identity theft recovery services were be added to all membership accounts with a checking account. The first 60-days were provided to you without charge. Starting December 1, 2009, a security fee of $1.50 will be charged to your checking account monthly.
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