Rates

 

Savings Rates – Effective Tuesday, April 1, 2014
Account Type APY Minimum
Deposit
Minimum
Balance
REGULAR SHARES 0.100% $5.00 $5.00
SAVINGS 0.100% $0.00 $0.00
CHRISTMAS CLUB 0.050% $0.00 $0.00
IRA SAVINGS 0.250% $25.00 $0.00
MONEY MARKET SHARE 0.000% $0.00 $0.00
MONEY MARKET SHARE 0.150% $0.00 $2,000.00
MONEY MARKET SHARE 0.200% $0.00 $20,000.00
MONEY MARKET SHARE 0.250% $0.00 $75,000.00
CHECKING 0.000% $0.00 $0.00

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Loan Rates – Effective Sunday, November 23, 2014
Loan Type Rates as low as Terms/Information
VISA Platinum 8.990% Low Fixed Rate, No Annual Fee, Earn ScoreCard Points
New Auto – 72 Months 3.500% Maximum loan term 72 months
New Auto – 60 Months 2.990% Maximum Loan Term 60 months
New Auto – 48 Months 2.990% Maximum Loan Term 48 months
New Auto – 36 Months 2.990% Maximum Loan Term 36 Months
Used Auto – 60 Months 2.990% Maximum Loan Term 60 Months
Used Auto – 48 Months 2.990% Maximum Loan Term 48 Months
Used Auto – 36 Months 2.990% Maximum Loan Term 36 months
Classic Vehicle 6.750% Classic cars – over 20 yrs old
Personal Line of Credit 11.500% Take loan advances with out a new application
Closed end signature loan 9.000% Multipurpose loan for your miscellaneous needs
Partially Secured Loan 8.000% Maximum Loan Term – 60 months
Share Secured Loan 3.100% Share rate plus 3.00%
CD Secured Loan 3.900% Your CD rate plus 3.00%.
Fixed Rate Home Equity Loan 6.250% Maximum Loan Term – 120 Months
Fixed Rate Home Equity Loan 5.750% Maximum Loan Term – 84 Months
Fixed Rate Home Equity Loan 5.750% Maximum loan term – 60 months
Home Equity Line of Credit 5.000% Interest Rate – Prime + 1%, Maximum LTV 80%
Home Equity Line of Credit 5.000% Interest Rate – Prime + .50%, Maximum LTV 75%
Home Equity Line of Credit 5.000% Interest Rate – Prime Rate, Maximum LTV 70%
Jet Skis, Snowmobiles, ATVs 4.990% Maximum Loan Term 60 months
New Boats, RVs & Motorcycles 4.990% Maximum Term 180 months – More than $25,000
New Boats, RV’s & Motorcycles 4.990% Maximum Term 72 Months – less than $25,000
Used Boats, RVs & Motorcycles 4.990% Maximum Term 180 months – More than $25,000
Used Boats, RVs,& Motorcycles 4.990% Maximum term 72 months – Less Than $25,000
Vacant Land Loan 6.500% Fixed rate – Maximum term 10 years
Mortgage Loan 3.500% 15 year fixed rate
Mortgage Loan 4.500% 30 year fixed rate
Mortgage Loan 4.875% 5 Year Fixed Rate/30 Year Amortization

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Certificate Rates – Effective Sunday, November 23, 2014
Certificate Term APY Minimum Deposit
3 MONTH CERTIFICATE 0.300% $500.00
6 MONTH CERTIFICATE 0.300% $500.00
12 MONTH CERTIFICATE 0.400% $500.00
18 MONTH CERTIFICATE 0.600% $500.00
24 MONTH CERTIFICATE 0.600% $500.00
36 MONTH CERTIFICATE 0.900% $500.00
48 MONTH CERTIFICATE 1.310% $500.00
60 MONTH CERTIFICATE 1.660% $500.00
12 MTH SAVE TO WIN CD -$25/MIN 0.400% $25.00
3 MONTH IRA CD 0.300% $500.00
6 MONTH IRA CD 0.300% $500.00
12 MONTH IRA CD 0.400% $500.00
18 MONTH IRA CD 0.600% $500.00
24 MONTH IRA CD 0.600% $500.00
36 MONTH IRA CD 0.900% $500.00
48 MONTH IRA CD 1.310% $500.00
60 MONTH IRA CD 1.660% $500.00
3 MONTH ROTH IRA CD 0.300% $500.00
6 MONTH ROTH IRA CD 0.300% $500.00
12 MONTH ROTH IRA CD 0.400% $500.00
18 MONTH ROTH IRA CD 0.600% $500.00
24 MONTH ROTH IRA CD 0.600% $500.00
36 MONTH ROTH IRA CD 0.900% $500.00
48 MONTH ROTH IRA CD 1.310% $500.00
60 MONTH ROTH IRA CD 1.660% $500.00