| Savings Rates – Effective Wednesday, May 1, 2013 | ||||
|---|---|---|---|---|
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|
| REGULAR SHARES | 0.100% | $5.00 | $5.00 | |
| SAVINGS | 0.100% | $0.00 | $0.00 | |
| CHRISTMAS CLUB | 0.100% | $0.00 | $0.00 | |
| IRA SAVINGS | 0.300% | $25.00 | $0.00 | |
| MONEY MARKET SHARE | 0.000% | $0.00 | $0.00 | |
| MONEY MARKET SHARE | 0.150% | $0.00 | $2,000.00 | |
| MONEY MARKET SHARE | 0.200% | $0.00 | $20,000.00 | |
| MONEY MARKET SHARE | 0.250% | $0.00 | $75,000.00 | |
| CHECKING | 0.100% | $0.00 | $0.00 | |
Apply For a Loan Now | Apply For a Mortgage Now | VISA Disclosure
| Loan Rates – Effective Sunday, May 19, 2013 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| VISA Platinum | 8.500% | Low Fixed Rate, No Annual Fee, Earn ScoreCard Points |
| New Auto – 72 Months | 3.500% | Maximum loan term 72 months |
| New Auto – 60 Months | 2.990% | Maximum Loan Term 60 months |
| New Auto – 48 Months | 2.990% | Maximum Loan Term 48 months |
| New Auto – 36 Months | 2.990% | Maximum Loan Term 36 Months |
| Used Auto – 60 Months | 2.990% | Maximum Loan Term 60 Months |
| Used Auto – 48 Months | 2.990% | Maximum Loan Term 48 Months |
| Used Auto – 36 Months | 2.990% | Maximum Loan Term 36 months |
| Classic Vehicle | 6.750% | Classic cars – over 20 yrs old |
| Personal Line of Credit | 11.500% | Take loan advances with out a new application |
| Closed end signature loan | 11.000% | Multipurpose loan for your miscellaneous needs |
| Partially Secured Loan | 8.000% | Maximum Loan Term – 60 months |
| Share Secured Loan | 3.250% | Share rate plus 3.00% |
| CD Secured Loan | 3.900% | Your CD rate plus 3.00%. |
| Fixed Rate Home Equity Loan | 6.250% | Maximum Loan Term – 120 Months |
| Fixed Rate Home Equity Loan | 5.750% | Maximum Loan Term – 84 Months |
| Fixed Rate Home Equity Loan | 5.750% | Maximum loan term – 60 months |
| Home Equity Line of Credit | 5.000% | Interest Rate – Prime + 1%, Maximum LTV 80% |
| Home Equity Line of Credit | 5.000% | Interest Rate – Prime + .50%, Maximum LTV 75% |
| Home Equity Line of Credit | 5.000% | Interest Rate – Prime Rate, Maximum LTV 70% |
| Jet Skis, Snowmobiles, ATVs | 4.990% | Maximum Loan Term 60 months |
| New Boats, RVs & Motorcycles | 4.990% | Maximum Term 180 months – More than $25,000 |
| New Boats, RV’s & Motorcycles | 4.990% | Maximum Term 72 Months – less than $25,000 |
| Used Boats, RVs & Motorcycles | 4.990% | Maximum Term 180 months – More than $25,000 |
| Used Boats, RVs,& Motorcycles | 4.990% | Maximum term 72 months – Less Than $25,000 |
| Vacant Land Loan | 8.500% | Fixed rate – Maximum term 10 years |
| Mortgage Loan | 2.750% | 15 year fixed rate |
| Mortgage Loan | 3.375% | 30 year fixed rate |
| Mortgage Loan | 3.750% | 5 Year Fixed Rate/30 Year Amortization |
Apply For a Loan Now | Apply For a Mortgage Now
| Certificate Rates – Effective Sunday, May 19, 2013 | |||
|---|---|---|---|
| Certificate Term | APY | Minimum Deposit | |
| 3 MONTH CERTIFICATE | 0.300% | $500.00 | |
| 6 MONTH CERTIFICATE | 0.450% | $500.00 | |
| 12 MONTH CERTIFICATE | 0.700% | $500.00 | |
| 18 MONTH CERTIFICATE | 0.700% | $500.00 | |
| 24 MONTH CERTIFICATE | 0.850% | $500.00 | |
| 36 MONTH CERTIFICATE | 0.950% | $500.00 | |
| 48 MONTH CERTIFICATE | 1.110% | $500.00 | |
| 60 MONTH CERTIFICATE | 1.410% | $500.00 | |
| 12 MTH SAVE TO WIN CD -$25/MIN | 0.700% | $25.00 | |
| 3 MONTH IRA CD | 0.300% | $500.00 | |
| 6 MONTH IRA CD | 0.450% | $500.00 | |
| 12 MONTH IRA CD | 0.700% | $500.00 | |
| 18 MONTH IRA CD | 0.700% | $500.00 | |
| 24 MONTH IRA CD | 0.850% | $500.00 | |
| 36 MONTH IRA CD | 0.950% | $500.00 | |
| 48 MONTH IRA CD | 1.110% | $500.00 | |
| 60 MONTH IRA CD | 1.410% | $500.00 | |
| 3 MONTH ROTH IRA CD | 0.300% | $500.00 | |
| 6 MONTH ROTH IRA CD | 0.450% | $500.00 | |
| 12 MONTH ROTH IRA CD | 0.700% | $500.00 | |
| 18 MONTH ROTH IRA CD | 0.700% | $500.00 | |
| 24 MONTH ROTH IRA CD | 0.850% | $500.00 | |
| 36 MONTH ROTH IRA CD | 0.950% | $500.00 | |
| 48 MONTH ROTH IRA CD | 1.110% | $500.00 | |
| 60 MONTH ROTH IRA CD | 1.410% | $500.00 | |
